Posts Tagged ‘how to pay off debt faster’

How Can I Have More Cash Flow in a Down Economy?

Wednesday, July 14th, 2010

What things can you do to increase your monthly cash flow, even when the economy is struggling? How could you make this work in ANY economy? How could learning this now make you much more wealthier when the economy bounces back? What are some simple strategies you can apply today that can help you see results right now?

Chris Miles and Dale Clarke discuss what they have done to have greater cash flow now than when the economy was booming, what myths that many people believe that keep them living paycheck to paycheck, and how you can easily start getting cash back into your pocket today!

What things have you done for yourself to have more cash flow in a recession?

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How Can I Invest When I Have So Much Debt?

Tuesday, June 29th, 2010

How can you invest if you have so much debt or don’t have money to invest? How can it be possible to still make money and pay off that debt when you don’t have any money? What investment have you possibly been overlooking because financial gurus never teach it to you? Learn some easy strategies, from “The Anti-Financial Adviser” Chris Miles, to begin making money today, even if you have a lot of debt or little money to invest.

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Pay Off Debt Better Than Dave Ramsey

Tuesday, September 22nd, 2009

Learn how to pay off your debt better than the typical answer given by financial “experts”, like Dave Ramsey, who are not looking to improve on their own methods. The secret?  IGNORE THE INTEREST RATE and use our Cash Flow Index (CFI) to determine which debt to pay off first!

Although interest rates are a factor, banks and other financial institutions are able to manipulate you to pay off debts that help lessen their risk while increasing yours. For instance, if you put more equity into your home, you are still at risk for being foreclosed on if you can’t make a payment. In fact, they may be MORE willing to foreclose on you if you have more equity in your home.

Ask yourself the following questions:

  1. How often do banks want your money?
  2. How much of your money do they want today?
  3. How long do they want your money for?
  4. What incentives do they offer you to either have you pay off debts faster or save money with them longer?

Every answer is about them getting your money to be used as fast as possible. Ironically, they teach us to not touch our money until much later! Why do they play by different rules than what they teach us to do? Instead of being suckered into using the strategies banks teach you to GIVE THEM MORE MONEY, DO what is in YOUR best interest! REMEMBER THIS-Pay off debt that gives you the greatest cash flow with the least investment.

You can also get more details with our previous podcast on how to more effectively pay off your debt.

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How Can You Best Pay Off Debt? (Podcast)

Wednesday, March 4th, 2009

What are the best ways to pay off your debt?  Could conventional debt pay down strategies slow you down?  Listen to find out what most financial experts won’t teach you about debt.

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Why Dave Ramsey Doesn’t Help You Become Financially Free (Podcast)

Tuesday, January 6th, 2009

A lighter, more humorous topic.  To read the previously written blog, click here.

For strategies to pay off debt better than what Dave Ramsey teaches, listen to this podcast!

To get other FREE financial secrets and tips, click here!

 
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Why Is Dave Ramsey Not Helping You Become Financially Free?

Tuesday, December 2nd, 2008

daveramsey

Why are so many people NOT financially free?

Is it only because of debt?

Does it only apply to those living beyond their means?

Are there others who have, by most people’s standards, a good amount of money that are still in financial bondage?

Is being out of the financial “rat race” REALLY financial freedom like many are claiming? (Click Here for more on this topic)

Can any amount of money make anyone TRULY free?

Financial freedom is a state of being, NOT a state of your wallet or purse! It’s a choice, not a circumstance!  Do you know someone (like your grandparents, parents, friends, etc) that had/has plenty of money and no “debt,” but never wants to spend it and complains about having no money?  I have met many of these people who worry more about money than many who survive month to month. I know people who would be Dave Ramsey’s poster children, but have a hard time driving 20 miles because gas prices are more than $1 per gallon!!!

Financial pundits, like Dave Ramsey, have added value to those that are uncontrollable spenders.  What about those of us who are not?  Can paying off a mortgage and calling into his radio show screaming “We are debt free!” while Dave plays Mel Gibson’s voice screaming “Freeeeeedommmm!” really make me free???  Please!  If that’s the case, I’ll sell off my home, rent, pay off my credit cards and auto loan, and then play my Braveheart soundtrack so I can feel warm and fuzzy inside!

The only “tyrant” that threatens our freedom is our own mind, not debt or the seeming lack of money.  It’s relative to our perspective. Although financial conditions can affect us, we still choose how we act in that moment. Wise stewardship of our resources will help create conditions towards financial freedom, but ultimately, our perspective determines whether we are broke or free.

To hear more, listen to our podcast on this subject. To hear strategies to pay off debt safer, and potentially faster, than Dave Ramsey recommends, listen to Pay Off Debt Better Than Dave Ramsey.

To receive other FREE financial secrets and tips, click here!