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Chris Miles & Dale Clarke teach the simple formula for prosperity living your Soul Purpose. Abundantly and consistently apply your strengths and passions in all of your relationships to create true wealth. If you like acronyms, remember “SPARF” or the formula (S + P + A) x R x F.
Listen now to simply and successfully live Soul Purpose every day while creating financial independence. Also, monetize your Soul Purpose within 90 days through the application of Cash Flow Generators.
Best-selling author, Garrett Gunderson, teaches his “new rules to get rich” in today’s changing economy and lackluster investments. Learn how you can apply these new rules in your life to create change in your life today.
For more information on these rules, go to Garrett’s site - http://www.newrulestogetrich.com.
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Learn how there are greater opportunities to create wealth during a recession than during the boom years. Become wealthy by applying two timeless principles - hard work and productive education. The Secret? Learn how to apply your education in the work you do every day that provides value to others. Listen now to hear more!
You can also listen to one of our previous podcasts, “How Does One Profit in This Great Depression 2.0?”
How can you generate income by utilizing your top strengths and passions (Soul Purpose) in less than 90 days? Learn a practical concept we teach in our Wealth Empowerment Workshop to help you see income quickly through your strengths and passions, called Cash Flow Generators.
Listen to our previous podcast about how to become wealthy by living your Soul Purpose.
What is Soul Purpose? How can you do what you are passionate about and do regardless of the money, BUT STILL MAKE MONEY? Why would that create wealth better safer and faster than handing your money over to others? How can YOU discover your Soul Purpose?
Learn how the science and art of investing is highly dependent on your clarity of your Soul Purpose. To get clearer on your purpose and learn the economic principles to create wealth, learn more about our Wealth Empowerment Workshop.
Next week, we will discuss how to create Cash Flow Generators from your Soul Purpose.
Book Recommendations:
(Once again) “3 Feet From Gold” by Sharon Lechter and Greg Reid
“Killing Sacred Cows” by Garrett B Gunderson
Chris Miles shares how persistence helped him overcome great financial obstacles, like many are experiencing today. Discover how to be grateful (when you don’t want to be) and have faith in timeless principles when the rest of the world thinks you’re insane! This is one of those rare podcasts where Chris shares from his heart (and no, we’re not saying he’s heartless).
Tune in next Tuesday to learn how to create wealth by living your Soul Purpose!
Book Recommendations:
“Trump: Never Give Up” by Donald Trump
“3 Feet From Gold” by Sharon Lechter and Greg Reid
I have often heard many well-intentioned Americans tell me that they feel they are on track to their retirement goals merely because they have been saving a good amount in their 401(k)’s or similar qualified plans. Many believe this is their only option.
My purpose is to shed light on a critical factor that is one of the causes for dramatic disappointment to our 76 million Baby Boomers now entering retirement. This covert killer can leave one with LESS THAN HALF of the money when you retire than the financial calculators will show you. Worst of all, no one would ever know why because the 401(k) providers are not required to disclose it. This lurking enemy is commonly referred to as “fees.”
Hidden fees are one of the most misunderstood components of a 401(k). According to 2007 AARP survey, 83% of respondents said they did not know what fees they were charged, many of whom believed that there were no fees! The reason there is so much confusion is because the disclosure of fees are not required by law. In fact, if they are disclosed, they are often buried several pages in a document called “Statement of Additional Information.” At times, it is nearly impossible to even get the information from the 401(k) providers!
According to the US Dept. of Labor, 17 different types of fees can be applied to any 401(k) plan. Many of these fees are 12b-1 fees, soft dollar fees, brokerage fees, redemption fees, shelf space fees, etc. that are sometimes combined into a single fee called a “wrap fee.” The combination of these fees can be over 2% per year! This could cut someone’s retirement balances by more than half of the expected balance even if they get a certain projected rate of return and make the employer match obsolete. This occurs because fees are not factored in the fund’s historical performance charts that many view in the prospectus.
Some fees are so excessive that there are class action lawsuits against the 401(k) providers. One lawsuit in Washington State has a fund that charges 12.17% in fees each year!
Fees are not inherently bad, but ignorance is not bliss when time is no longer on one’s side. How are these fees affecting your retirement? What could happen if these fees are charged as your balance is declining? Do you realize that an annual fee as small as 1.35% can cut your end balance in half after 40 years of accumulation?
I invite you to watch this video to learn more about this critical issue.
This podcast is based on the Time Magazine cover story published in the October 19, 2009 issue. Listen to why many have begun to see, like many Americans, why the 401k isn’t all it was cracked up to be, and how we were test subjects that benefited financial institutions’ pockets more than our own. Also, see the video below for an interview with Time’s editor about this article.
If you are confused, like most Americans, on what you could be doing instead, listen to an earlier podcast “Fire Your 401k and Be the Bank.”
If you cannot play the video, click here to watch video online.
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Podcast Video: Play Now | Play in Popup | DownloadThe 2nd interview with Bryan Robert, millionaire, professional networker, and consultant, about the ten universal steps to success in network marketing, as well as ANY business. Learn these practical tips to success such as knowing your “why” (purpose), identifying your relationship capital by making a list of your relationships, clearly identifying your long and short term goals & commitments.
To watch all ten steps to success in network marketing, go to http://learnnetworkmarketingtoday.com/
To learn more about Bryan Robert or to contact him, go to http://www.bryanrobertonline.com/contact.html
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Can one be successful and create cash flow in network marketing? What are the most common mistakes that prevents aspiring network marketers from having a successful business? Professional networker, corporate consultant, and millionaire, Bryan Robert, teaches the little-known questions he uses to know whether or not the company creates the right conditions for success.
Believe it or not, life-changing products and lucrative commission plans are NOT the keys to success! Listen to learn Bryan’s secrets to finding a successful network marketing company to increase your cash flow!
For questions for Bryan Robert, go to http://www.bryanrobert.net.
To receive other FREE financial & business secrets and tips, click here!
